Stop managing your loan book across five different tools.
Kayya gives you one system for the entire lending lifecycle — origination, borrower management, collections, and portfolio analytics. Configure it for how your business operates. Start originating in days.
Built for how lending operations actually work
Not a generic business tool with lending bolted on. Every feature exists because lenders told us they needed it.
Audit-Ready Records
Every action logged with timestamp and user ID. Built for regulatory expectations.
Role-Based Team Access
Loan officers, collection agents, and admins each see exactly what they need.
Loan Origination Engine
Build your loan products with the exact terms, rates, fees, and repayment structures your business offers. Originate loans through a guided flow with a complete audit record.
Portfolio Dashboard
Your entire loan book in one view. Outstanding balances, repayment rates, delinquency aging, revenue this period. Drill into any loan or borrower.
Automated Collections
Define your collection playbook once: retry schedules, reminder timing, escalation triggers, late fee rules. The system executes it consistently.
Revenue & Performance
Track what your portfolio is actually earning. See revenue collected, projected cash flow, delinquency trends, and portfolio growth over time.
Operational in days, not months
Set up your operation
Create your account, define your loan products, configure collection policies, and invite your team with the right permissions.
Onboard your borrowers
Add borrowers and let the platform handle KYC collection, portal setup, and loan assignment. Borrowers get their own login automatically.
Originate and manage
Issue loans, watch repayments come in, review portfolio health daily. Collections run on your rules. You run the business.
Your lending business deserves purpose-built infrastructure.
Not a CRM with a payment feature. Not a spreadsheet with conditional formatting. A lending platform, built for lending. Start your free pilot and see the difference in your first week.