Terms of Services

Last updated: February 05, 2026

1. Acceptance of Terms

By accessing and using Kayya's lending management platform, you agree to be bound by these Terms of Service. If you do not agree, please do not use our platform.

2. Platform Services

Kayya provides a lending management platform for business owners to manage loans, clients, payments, and collections. You agree to use the platform only for legitimate business purposes and in compliance with all applicable laws.

3. Account Security

You are responsible for maintaining the confidentiality of your account credentials. Notify us immediately of any unauthorized access to your account.

4. Financial Transactions

All loan agreements, payment terms, and financial transactions conducted through Kayya are between you and your clients. Kayya is a management tool and does not provide financial advice or guarantee loan repayment.

5. Data Accuracy

You are responsible for ensuring the accuracy of all data entered into the platform, including client information, loan terms, and payment records.

6. Limitation of Liability

Kayya provides the platform "as is" and is not liable for any financial losses, disputes, or legal issues arising from your use of the platform or transactions with your clients.

7. Changes to Terms

We may update these terms at any time. Continued use of the platform after changes constitutes acceptance of the updated terms.

8. Contact

For questions about these Terms of Service, contact us at support@kayya.com.